We unite with the top banks to allow people and businesses to send money to anyone with a U.S. bank account. We focus on security and simplicity so you don’t have to think twice about it. Your money, going direct from your bank account to another bank account – no stops, no extra accounts, received exactly where you want it.
When someone sends you a payment, you’ll receive an email or text notification. Follow the email or text info and get paid.
Sign up at your bank or sign up at clearXchange.com to receive your payment.
Your money is on its way!
It’s that time again. Your roommate owes you rent money. Have her pay her share in a few simple clicks or phone taps – and skip the check altogether!
You’ve gone out with friends, had some great Thai food, and somehow they left their wallets at home. No worries. Ask your friends to pay you back with clearXchange. Goodbye IOUs.
Your car looks brand new again after the accident. Here’s what’s also shiny and nice. Your insurance company just used clearXchange to send you the money from the claim. Repair, rewarding.
Log into your online or mobile banking application or clearXchange.com.
Select the amount of money you want to send and add the recipient’s email or phone number.
Money is sent!
Your friend scored awesome tickets to the big baseball game. Pay him right back, right to his bank account through clearXchange. Did we say home run? Yes, we actually did.
Your son is off at school and you’ve generously agreed to send him regular spending money. He receives an instant notification by email or text and voila, he has pizza money in his account.
Your sister is turning – well, that's a secret – and you can't make it for the celebration. Shipping cost to mail a present: too high. No worries. Gift money directly from your bank account to hers. Gift, all good.
If you bank at a bank in our network, you can send to anyone! Our network banks already reach 250 million people – find out if you’re one of them!View our network banks
We act as a real time messaging platform between financial institutions. We host a central database of email addresses and phone numbers and we maintain and develop the network. In plain English: we talk with your bank so they transfer your money directly from your bank account to your recipient’s bank account with flawless efficiency.
Each bank in our network connects to clearXchange using industry standard web services and notifications. This makes it possible to move information across multiple financial institutions. In short, our tech works to make transfers happen quickly.
If you bank with a network bank, your sensitive financial information never leaves your bank. If you register through clearXchange.com, your private information is protected by industry leading AES encryption when it’s stored, and SSL encryption when you send it to us. Takeaway: We keep your private information secure.